PPF Calculator – Public Provident Fund Calculator
Calculate PPF maturity, interest and year-wise balance at the latest 7.1% rate.
PPF max limit: ₹1,50,000/year
Current PPF rate: 7.1% (Q1 2026)
PPF lock-in: 15 years (extend in 5-year blocks)
Maturity Amount
₹40,68,209
Total Invested
₹22,50,000
Total Interest
₹18,18,209
Investment vs Interest
✅ Tax-free maturity amount (Section 80C)
✅ Government-backed guarantee
✅ Loan facility after 3rd year
PPF Returns Table @7.1% (2026)
| Yearly Investment | 15 Years | 25 Years | Interest (15Y) |
|---|---|---|---|
| ₹50,000/yr | ₹14.4L | ₹34.0L | ₹6.9L |
| ₹1,00,000/yr | ₹28.8L | ₹68.1L | ₹13.8L |
| ₹1,50,000/yr | ₹43.2L | ₹1.02Cr | ₹20.7L |
PPF Calculator क्या है?
PPF (Public Provident Fund) भारत सरकार की सबसे लोकप्रिय tax-free savings scheme है। इस PPF calculator से आप अपनी yearly investment पर maturity amount, total interest और year-wise growth आसानी से calculate कर सकते हैं। PPF में ₹500 से लेकर ₹1,50,000 तक हर साल invest कर सकते हैं।
PPF के फायदे (2026)
- Tax-free returns — Section 80C deduction + tax-free maturity (EEE status)
- Government guarantee — 100% safe, sovereign-backed
- 7.1% interest rate — compounded annually
- Loan facility — 3rd से 6th year के बीच loan ले सकते हैं
- Partial withdrawal — 7th year से partial withdrawal allowed
PPF vs SIP — कौन बेहतर?
PPF guaranteed returns देता है और पूरी तरह tax-free है। SIP market-linked होता है — ज़्यादा returns दे सकता है लेकिन risk भी है। Best strategy: दोनों में invest करें। SIP Calculator | FD Calculator
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What is a PPF Calculator?
A PPF Calculator is a free online tool to compute the maturity amount, total interest and year-wise growth of your Public Provident Fund investment. PPF is India's most popular tax-free savings scheme, currently paying 7.1% per annum (Q1 2026).
How to use this PPF Calculator
- Enter yearly investment — from ₹500 to ₹1,50,000 (the PPF annual limit).
- Set interest rate — defaults to 7.1% (current PPF rate).
- Choose tenure — minimum 15 years, extendable in 5-year blocks.
- View maturity amount, total interest and year-wise balance.
PPF benefits in 2026
- Tax-free returns — Section 80C deduction + tax-free maturity (EEE status).
- Government guarantee — 100% safe, sovereign-backed.
- 7.1% interest rate, compounded annually.
- Loan facility between the 3rd and 6th year.
- Partial withdrawal allowed from the 7th year.
PPF vs SIP — which is better?
PPF gives guaranteed, tax-free returns. SIPs in equity mutual funds have historically delivered higher returns but with market risk. The PPF Calculator includes a PPF vs SIP comparison tab so you can see both side-by-side for the same monthly outflow.
Try more free calculators on ToolsKit:SIP Calculator,FD Calculator.